Special Cyber Liability Alert!

We have been seeing an increasing number of claims involving cyber attacks, viruses, malware, phishing and other situations where electronic systems are being compromised both by directed effort and innocent mistake. These incidents can cause loss or damage to electronic data, forensic expenses, loss of income, network security and privacy lawsuits, extortion losses, notification costs, and damage to your business’ reputation.
Most standard commercial insurance policies provide only limited (if any) coverage for these types of claims, and something as simple the use of email in your business can expose you to the risk of a breach or cyber event. 
We strongly recommend that each of our commercial customers take advantage of our free cyber security assessment provided by our partners at Fifthwall. With a small amount of basic information, this free report will provide a snap-shot of what a cyber event could look like for your organization and provide a strong starting point to understand how these risks may threaten your business. 

POTHOLES AHEAD!

Make it a point to be on the lookout for potholes. Know your surroundings before you swerve to avoid them. If a pothole cannot be avoided, reduce speed, being sure to check the rear view mirror before any abrupt braking. Hitting a pothole at higher speeds greatly increases the chance of damage to tires, wheels and suspension components. 
Depending on the impact of the hit and what part of your car is damaged, hitting a pothole can do serious damage to your wallet. Give us a call to discuss how your auto policy may cover the damage.